Bilbaard Downing

Male Otterfolk Farmer

He is an adult otterfolk with grey eyes and light brown fur with grey fur on their feet.

Personality Traits: Dull.

Alignment: neutral good.

He is a follower of Marlon. (NG)

Born: 781 AC (Age 19)

Orientation: Hetrosexual

Settlement: Rushdale (immigrated from Gorbastead)

Father: Dulureep Downing (Deceased)

STR	DEX	CON	WIS	INT	CHR
10	12	8	8	10	7
	+1	-1	-1		-1

AC	HP	Passive Perception	Speed
11	5	9	30 ft.

Alignment: neutral good

Size: Medium

Senses: Watervision

Actions:

Sickle. Melee Weapon Attack: +2 to hit, reach 5 ft., one target. Hit: 1d4 slashing damage.
Unarmed Strike. Melee Attack: +2 to hit, reach 5 ft., one target. Hit: 1 bludgeoning damage.

Skills: Athletics +2, Animal Handling +1, Nature +2

Abilities:

Hold Breath. Bilbaard can hold their breath for up to 30 minutes at a time.
Bite. Bilbaard can use their bite to make unarmed strikes. Dealing piercing damage equal to 1d6.

Spoken Languages: Halfling, Otterese, Common

Quantity	Value	Item	Description	Weight
1		Chewed gum	A piece of chewed gum.
1	50 gp	Draft Horse
1		Four-leaf clover	Some say that four-leaf clovers are a good luck charm.
1	2 gp	Holy Symbol (Marlon)	A holy symbol in the shape of open hands.
2		Love Letter	A love letter, written in Otterese, addressed to 'Bilbaard', and signed by 'Tantna'. It is rather passionate.
1	9 sp 9 cp	Money Pouch	Bilbaard's money pouch. It has 9 sp and 9 cp in it.	⅜ lb.
1	1 gp	Sickle	A Simple Melee weapon. 1d4 slashing damage. Range: 5. Properties: Light, Monk	2 lbs.
1		Smooth Stone	A tumbled smooth stone with "Tantna" engraved on it. The otterfolk equivalent of a wedding ring.	½ lb.